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Pending NEW!
$279,000
/mo Edit
Single Family:  Three Level Split
3 br • 2 ba • Built 1985
1,698 sqft • 0.73 acres
St. Francis schools
MLS# 7074919
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    Property Description

    Nestled on a scenic .73-acre lot along the beautiful Rum River with approximately 104 feet of river frontage, this 3-level split offers a rare opportunity to create your dream waterfront property. Featuring 3 bedrooms, 2 bathrooms, and a 2-car garage, the home offers a functional layout with strong upside potential for investors, renovators, or buyers looking to build equity. The expansive lot provides stunning river views, mature surroundings, and plenty of room to enjoy the outdoors, whether it’s fishing, kayaking, entertaining, or simply relaxing by the water. While the home requires significant updates and repairs, the location and lot size make this a standout opportunity in today’s market. Bring your vision, ideas, and toolbox—properties with this kind of frontage and setting are hard to find. Seller Financing available with 20% down.

    Listing

    Contingency: None
    Price per sq ft: $164
    City: Oak Grove
    County: Anoka
    State: MN
    Property Style: Three Level Split
    Zip Code: 55303
    Subdivision Name: Rum River Estates

    Interior

    Living Area: 1,698 ft2
    Common Wall: No
    Fireplace Details: Wood Burning
    Basement Details:
    • Block
    • Finished
    • Walkout

    Exterior

    Stories: Three Level Split
    Garage Spaces: 2
    Garage Dimensions: 20x18
    Garage Size: 400 ft2
    Air Conditioning: Central Air
    Foundation Size: 1,156 ft2
    Foundation Dimensions: 34x34
    Fencing: None
    Handicap Accessible: None
    Road Responsibility: Private Maintained Road
    Heating System:
    • Forced Air
    • Wood Stove
    Parking Features:
    • Asphalt
    • Attached Garage
    Road Frontage: City Street
    Exterior Material:
    • Block
    • Frame
    Pool: None
    Roof Details:
    • Age Over 8 Years
    • Architectural Shingle

    Rooms

    1/4 Baths: None
    Full Baths: 1
    Half Baths: None
    3/4 Baths: 1
    Bathroom Details:
    • 3/4 Basement
    • Upper Level Full Bath
    Dining/Kitchen: Informal Dining Room
    Laundry: Lower Level
    Upper Level Size Sq Ft
    Bedroom  14 x 12  168 
    Living Room  14 x 13  182 
    Bedroom 2  10 x 9  90 
    Main Level Size Sq Ft
    Dining Room  11 x 10  110 
    Kitchen  12 x 11  132 
    Lower Level Size Sq Ft
    Family Room  18 x 13  234 
    Laundry  12 x 10  120 
    Bedroom 3  15 x 9  135 

    Lake & Waterfront

    Waterfront Present: Y
    WF Frontage: 104
    Waterfront: River Front

    Lot & Land

    Acres: 0.73
    Geolocation: 45.357866, -93.364506
    Lot Dimensions: 102 x 293 x 104 x 304
    Zoning: Residential-Single Family
    Lot Description: Tree Coverage - Heavy

    Schools

    School District: 15
    District Phone: 7637537040

    Financial & Taxes

    Tax Year: 2026
    Annual Taxes: $3,401
    Lender-owned: No
    Assessment Pending: No
    Taxes w/ Assessments: $3,401
    Association Fee Required: No
    Association Fee: None

    Miscellaneous

    Fuel System: Natural Gas
    Sewer System:
    • Septic System Compliant - No
    • Tank with Drainage Field
    Water System: Well
    Power Company Name: Connexus Energy

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    Local Home Mortgage Professionals

    Eric Bloomstrand
    Branch Sales Manager
    Fairway Home Mortgage    NMLS#274211
    612-961-2600
    Eric Bloomstrand is a Branch Sales Manager at Fairway Home Mortgage with 30+ years of experience in the mortgage banking services industry. Eric has extensive skills in construction loans, FHA financing, VA loans, USDA, and first-time buyer down payment assistance programs. He is a well-qualified finance professional with a Bachelor of Science focused in Finance and Marketing from Minnesota State University, Mankato. Helping individuals acquire their dream home is his passion.
    Connect with Eric today to get started with your home purchase!

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    Listing provided by RMLS, courtesy of Keller Williams Classic Realty.
    Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.